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Old 05-06-2006, 11:46 AM   #1
scaeagles
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Originally Posted by Gemini Cricket
Often, I'll overpay my taxes by 20 bucks or so each month to insure a refund. Then when it goes in, Ralphie and I aren't allowed to touch it. If we must, we do... but we have to replace it over the course of a couple of paychecks.
Why give the government a free loan? If you are disciplined enough to replace the money you have taken out of your savings, surely you are discplined enough to put the money in that you would get later for a refund.
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Old 05-06-2006, 11:49 AM   #2
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Originally Posted by scaeagles
Why give the government a free loan? If you are disciplined enough to replace the money you have taken out of your savings, surely you are discplined enough to put the money in that you would get later for a refund.
Oh ho! If I see money, I spend it. Poof, gone. I have little discipline in that regard.
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Old 05-06-2006, 11:53 AM   #3
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Originally Posted by Gemini Cricket
Oh ho! If I see money, I spend it. Poof, gone. I have little discipline in that regard.
Hang on....you said you are disciplined enough to use your paycheck to replace whatever you have taken out of savings. What's the difference between that and putting the $20 in that you would have otherwise had withheld in taxes?
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Old 05-06-2006, 10:22 AM   #4
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Originally Posted by innerSpaceman
Yay, people like me who have no savings and owe tens of thousands are riding on the backs of the fools who won't particpate in our bs economy!!


Eh, the exchange of "money" is all an illusory practice anyway.
Right On Brother! Money only has value when it is spent
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Old 05-06-2006, 11:03 AM   #5
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Quote:
Originally Posted by €uroMeinke
Right On Brother! Money only has value when it is spent
That's easy to say for someone who already owns a house. But unspent money has very real value to me when how much I have in the bank is the difference between owning a home and continuing to live in an apartment.

And for the record, I'm fine with the economic "punishment" I take. I've waited a little longer to own than I'd like, and I forgo the occasional luxury. But that's because I prefer the long term benefits over the short term gratification. I'm not saying that a less long-term monetary plan is "wrong" for an individual, I just think that having an economy that rewards high debt and no savings, making it the majority strategy by far, is an economy that's destined to crash.
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Old 05-06-2006, 11:44 AM   #6
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Originally Posted by Ghoulish Delight
That's easy to say for someone who already owns a house. But unspent money has very real value to me when how much I have in the bank is the difference between owning a home and continuing to live in an apartment.
There's give and take in everything, though. I am certain you could afford a home right now on the outskirts of Phoenix. I am also certain that you are unwilling to move - due to job, attachments, whatever - in order to purchase a home in Phoenix.

So your home purchasing money is devalued by where you wish to purchase.
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Old 05-06-2006, 09:54 AM   #7
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There's a big scandal going on right now in Boston over the Big Dig. Apparently, someone supplied the project with low-grade, poor quality cement/concrete. So the safety of the tunnels that were made under the Charles River is in question now. There are fines and charges being thrown about. Yaddah yaddah...

I was thinking about this, though. It seems to me that there are lots of people in high places (MA govt, CA govt, FEMA, Bush Admin) who are making big decisions about vital things and seem not to be qualified at all to do their job. Who hired these idiots for the Big Dig? The freakin thing leaks and is made with shoddy material. Sheesh!
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Old 05-06-2006, 11:34 AM   #8
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Originally Posted by Gemini Cricket
There's a big scandal going on right now in Boston over the Big Dig.
Wasn't that supposed to be done about 15 years ago????
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Old 05-06-2006, 11:50 AM   #9
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Originally Posted by scaeagles
Wasn't that supposed to be done about 15 years ago????
It's done, it took way too long and now all this garbage is floating to the surface about the way it was handled.
Bleh.
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Old 05-06-2006, 12:32 PM   #10
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Sometimes I'm glad I rent. But sometimes I'll watch a home fix it show and wish we could have a place of our own to do stuff like that...
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