Quote:
Originally Posted by Prudence
This happened to Ryan. He has this alleged debt on his credit, and that's all they sent him - a one-line Excel spreadsheet with his name, a date, and an amount. That's it. Nothing about what it was for or anything.
We contested it with the credit reporting agency, but apparently that "proof" is enough for them, and they refused to remove the debt. I'm sure there's a way to thwart the reporting agency, but I'm not sure what it is.
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I'd suggest copying the spreadsheet and adding the words "paid" in the next cell and submit that as evidence of payment.