Latest Victim Of Idenity Theft: ME!

[Prudence]

Originally Posted by Betty

Do everything in writing. Ask for proof that you owe this debt. Which we did and rec'd a letter, if you could call it that. It was more of a piece of paper that said: You owe us $x amount of money because you owed MCI. Nothing else. No account number. No dates of service. Nothing.

This happened to Ryan. He has this alleged debt on his credit, and that's all they sent him - a one-line Excel spreadsheet with his name, a date, and an amount. That's it. Nothing about what it was for or anything.

We contested it with the credit reporting agency, but apparently that "proof" is enough for them, and they refused to remove the debt. I'm sure there's a way to thwart the reporting agency, but I'm not sure what it is.

[€uroMeinke]

Originally Posted by Prudence

This happened to Ryan. He has this alleged debt on his credit, and that's all they sent him - a one-line Excel spreadsheet with his name, a date, and an amount. That's it. Nothing about what it was for or anything.

We contested it with the credit reporting agency, but apparently that "proof" is enough for them, and they refused to remove the debt. I'm sure there's a way to thwart the reporting agency, but I'm not sure what it is.

I'd suggest copying the spreadsheet and adding the words "paid" in the next cell and submit that as evidence of payment.