Budget Budge-it Budget

[Cadaverous Pallor]

Just like MW said - When we did our budget the most glaring thing was how much eating at home and brown-bagging your lunch saves you. Seriously. That's the best advice you'll get regarding saving money on a day-to-day basis.

Originally Posted by iSm

Do you really need a spreadsheet to tell you what your discretionary spending items are?

Actually, I think so. It's hard to remember where all the money goes. Trying to remember all that will make you a nervous wreck. ("ok, so spent this and this and this, can I afford this dessert?"). It's also hard to figure out what's worth more to you. If you're able to look at the figures later and say "that night out was totally worth what I spent, but that thing I bought for fun was definitely not worth the cash," then you'll know where to cut your fun money.

You can't know what your budget should be if you'd don't get some real world data first.