Shameless plug for a good cause

[Nephythys]

Originally Posted by tracilicious

Ok, but what if I have a suspicious looking mole. Do you know of a dermatologist that will look at it for less than $150-$200 if I don't have insurance? I suppose the ER probably looks at moles, but the hospitals that will take you no matter what your insurance probably don't have the staff to deal with something like that efficiently or accurately. So I don't get my mole checked, it ends up being cancerous, and I die. Because I couldn't get proper medical care in time. Because I didn't have health insurance.

so- in your example you would choose to sit around and do nothing about a possible health risk because you did not have insurance?

You assume incompetence on the part of the medical community who will see you so you just don't go?

All because you don't want to run up medical bills? Come on-in a society which gleefully runs up huge amounts of credit debt (over nonsense like flat screen plasma TV's) I guarantee only a fool with a death wish would sit around with a severe health issue and not go to a Dr because they don't have insurance.


Otherwise- I am just amazed at the number of broad brush strokes in this thread. wow.

Of course there is always one other solution- you find the medical plans better somewhere else- move there

[Not Afraid]

Originally Posted by Nephythys

Of course there is always one other solution- you find the medical plans better somewhere else- move there

Why would anyone choose to move when the problem is a fixable one - if only people would get off their partisan asses and admit there is a problem? That's a silly "solution".

[Nephythys]

Originally Posted by Not Afraid

Why would anyone choose to move when the problem is a fixable one - if only people would get off their partisan asses and admit there is a problem? That's a silly "solution".

The joy of smilies- it was a tounge in cheek comment.

[CoasterMatt]

I like this thread. Two girls and lot's of tongue action...

[sleepyjeff]

http://www.washtimes.com/commentary/...1220-4907r.htm

As politicians and bureaucrats debate the role of government in our health-care system, and as concerns by U.S. citizens and employers about rising health-care costs and lack of control and satisfaction are raised, millions of American health-care consumers -- without big government mandates -- are taking control of their health-care dollar and bringing about changes in the health insurance marketplace. ........


High-deductible health insurance plans (HDHPs) eligible for health savings accounts (HSAs), are attractive because they shift authority and control of the health care dollar to the patient, eliminate the administrative burden from small claims, and reintroduce the patient as the customer -- all positive steps toward improving our health care system.

Maybe the solution is for the government to get out of the way and let the free market do its' thing?

[tracilicious]

Originally Posted by Nephythys

so- in your example you would choose to sit around and do nothing about a possible health risk because you did not have insurance?

You assume incompetence on the part of the medical community who will see you so you just don't go?

No, in that scenario I don't have the money to pay a Dermatologist $200 to look at my possibly suspicious mole. I don't think you can go to a doctor anymore and say, "bill me later," when you don't have insurance. They expect payment. Poor people don't always have credit cards, I suppose they could bounce a check but they probably can't afford the fees associated with it.

So your solution is like things or move? Is it unreasonable to expect our medical system to be on par with the rest of the world? Comparing ourselves with others is a good thing. Maybe it will motivate change.

[tracilicious]

Originally Posted by sleepyjeff

http://www.washtimes.com/commentary/...1220-4907r.htm



Maybe the solution is for the government to get out of the way and let the free market do its' thing?

How are they doing the things listed in the above quote. I'm seeing stipulated results but no methods. (I didn't read the whole article.) Regardless, it says that HDHP's eligible for HSA's are helping people. That doesn't solve the work full time have insurance point mentioned here. You need to work full time to have an HSA, do you not?

[sleepyjeff]

Originally Posted by tracilicious

No, in that scenario I don't have the money to pay a Dermatologist $200 to look at my possibly suspicious mole. I don't think you can go to a doctor anymore and say, "bill me later," when you don't have insurance. They expect payment. Poor people don't always have credit cards, I suppose they could bounce a check but they probably can't afford the fees associated with it.

http://search.msn.com/results.aspx?q...eles&FORM=SSNO

Originally Posted by tracilicious

You need to work full time to have an HSA, do you not?

I don't know.

[Nephythys]

Originally Posted by tracilicious

No, in that scenario I don't have the money to pay a Dermatologist $200 to look at my possibly suspicious mole. I don't think you can go to a doctor anymore and say, "bill me later," when you don't have insurance. They expect payment. Poor people don't always have credit cards, I suppose they could bounce a check but they probably can't afford the fees associated with it.

So your solution is like things or move? Is it unreasonable to expect our medical system to be on par with the rest of the world? Comparing ourselves with others is a good thing. Maybe it will motivate change.

Actually you can- they can't deny you service. Go to a hospital and have it checked out. (shouldn't that be common knowledge in Cali where hospitals are having trouble because they have to provide service, to example illegals, and eat the cost if they don't pay?)

Do you have smilies blocked? It was a JOKE.

[DreadPirateRoberts]

Originally Posted by sleepyjeff

http://search.msn.com/results.aspx?q...eles&FORM=SSNO





I don't know.

You don't have to have a job, but you do need to be covered by a High Deductible Health Plan (HDHP). There is a pretty good faq here.