Budget Budge-it Budget - Page 5

MouseWife · 08-27-2007, 08:32 PM

LOL Lots and lots of rice!! Heck, I buy giant bags of rice {not quite as large as yours, I think}, giant packages of spaghetti, the giant bottle of sauce, bread in two packs...

We aren't supporting everyone in the house but we try and buy things that we can all eat in giant sizes. {what do they call that???}

Hey, your lunch will be delicious!! Just remember to grab extra soy sauce packets when you get the chance....easier to pack in your lunch.

lindyhop · 08-27-2007, 08:35 PM

Sounds like a good start.

Writing down what you spend can be a real eye-opener but it sounds like you already have a good idea about that. I bring my own lunch to work and don't eat out as much as I used to. I do that more for watching what I eat than for watching what I spend. If you like to eat out, keep doing it but only half as much. Every little bit helps.

innerSpaceman · 08-27-2007, 08:34 PM

Cooking for one is riduculously wasteful. Of time and resources. Making two meals of every cooking session is a great thing to do. Dinner is also tomorrow's lunch. That's making the best of a poor situation.

Alas, a live-in LOVER is also the better solution to the meal and cooking dilemma.

Where in God's Name are all the suitable, sexy, homo domesticated lovers?!?!

lindyhop · 08-27-2007, 08:36 PM

Quote:

Originally Posted by innerSpaceman

Where in God's Name are all the suitable, sexy, homo domesticated lovers?!?!

At home, waiting for someone to show up for dinner.

alphabassettgrrl · 08-27-2007, 08:42 PM

I don't really have any advice, but good for you GC for paying attention to your money.

innerSpaceman · 08-27-2007, 08:50 PM

I don't know if this would work ... but for someone who has literally frozen his credit cards to restrict access, it just might.

Someone mentioned earlier (was it Dread Pirate Roberts?) that we all adapt to the level of income we have, and keep adjusting as that adjusts. Any increase in income is matched by a natural increase in expenses.

I used to live on giant bags of rice and huge bags of popcorn that I swiped from the movie theater I worked at. And at each progressive step of more income since then, my expenses have kept rising pace.

So ... what if Gemini Cricket freezes some of his money (not literally this time). Socks it away, diverts it before it even hits his bank account. I believe Alex suggested this earlier. Perhaps if you can fool yourself, and more importantly, fool the universe into believing you have less money than you do ... maybe you can live just fine on less money (if "less" is your new income), and use the diverted funds to pay down the debt you'd like to see paid off faster.

It's very tough to fool the universe about money. Just as it always sees that your expenses match any rising income ... the reverse is also true. Ever notice how any windfall is quickly taken away by, oh, a car repair suddenly necessary, or a health issue that didn't exist the day before the windfall? Oh, the universe knows ... and is not fooled too easily.

But it might be worth a try.

OR - - you can forget the live-in LOVER ... and go for the SUGAR DADDY!

Snowflake · 08-28-2007, 08:03 AM

Quote:

Originally Posted by innerSpaceman

So ... what if Gemini Cricket freezes some of his money (not literally this time). Socks it away, diverts it before it even hits his bank account. I believe Alex suggested this earlier. Perhaps if you can fool yourself, and more importantly, fool the universe into believing you have less money than you do ... maybe you can live just fine on less money (if "less" is your new income), and use the diverted funds to pay down the debt you'd like to see paid off faster.

I'm doing this now with the $$ that was diverted to VA for the car payment. Except, I am trying to save it. Like it's not really there. I really should burn the debit card for that account.

Kevy Baby · 08-28-2007, 10:32 AM

Quote:

Originally Posted by Snowflake

I'm doing this now with the $$ that was diverted to VA for the car payment. Except, I am trying to save it. Like it's not really there. I really should burn the debit card for that account.

Why did you divert funds to Virginia?

Snowflake · 08-28-2007, 10:47 AM

Quote:

Originally Posted by Kevy Baby

Why did you divert funds to Virginia?

My bank account in VA, I kept direct depositing so the car payment would be auto-debited. The car payment is done, I don't see the money, I don't spend it. Or that's the plan, anyway.

Gemini Cricket · 08-27-2007, 10:00 PM

Apparently there is a Sugardaddy.com somewhere on the internets. I should check it out.

My workplace allows us to divert our funds to many different accounts. I may just do that.

08-27-2007, 08:32 PM	#1
MouseWife Senior Member Join Date: Jan 2005 Location: Da' Beach Posts: 2,957	LOL Lots and lots of rice!! Heck, I buy giant bags of rice {not quite as large as yours, I think}, giant packages of spaghetti, the giant bottle of sauce, bread in two packs... We aren't supporting everyone in the house but we try and buy things that we can all eat in giant sizes. {what do they call that???} Hey, your lunch will be delicious!! Just remember to grab extra soy sauce packets when you get the chance....easier to pack in your lunch. __________________ Summa' time....when the livins' easy.........
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08-27-2007, 08:35 PM	#2
lindyhop Swing Swank Join Date: Jan 2005 Location: Long Beach Posts: 997	Sounds like a good start. Writing down what you spend can be a real eye-opener but it sounds like you already have a good idea about that. I bring my own lunch to work and don't eat out as much as I used to. I do that more for watching what I eat than for watching what I spend. If you like to eat out, keep doing it but only half as much. Every little bit helps. __________________ Hyperbole is the best thing ever!
	Submit to Quotes

08-27-2007, 08:34 PM	#3
innerSpaceman Kink of Swank Join Date: Jan 2005 Location: Inner Space Posts: 13,075	Cooking for one is riduculously wasteful. Of time and resources. Making two meals of every cooking session is a great thing to do. Dinner is also tomorrow's lunch. That's making the best of a poor situation. Alas, a live-in LOVER is also the better solution to the meal and cooking dilemma. Where in God's Name are all the suitable, sexy, homo domesticated lovers?!?!
	Submit to Quotes

08-27-2007, 08:42 PM	#5
alphabassettgrrl Senior Member Join Date: Jan 2005 Posts: 4,978	I don't really have any advice, but good for you GC for paying attention to your money. __________________ Why cycling? Anything [sport] that had to do with a ball, I wasn't very good at. -Lance Armstrong
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08-27-2007, 08:50 PM	#6
innerSpaceman Kink of Swank Join Date: Jan 2005 Location: Inner Space Posts: 13,075	I don't know if this would work ... but for someone who has literally frozen his credit cards to restrict access, it just might. Someone mentioned earlier (was it Dread Pirate Roberts?) that we all adapt to the level of income we have, and keep adjusting as that adjusts. Any increase in income is matched by a natural increase in expenses. I used to live on giant bags of rice and huge bags of popcorn that I swiped from the movie theater I worked at. And at each progressive step of more income since then, my expenses have kept rising pace. So ... what if Gemini Cricket freezes some of his money (not literally this time). Socks it away, diverts it before it even hits his bank account. I believe Alex suggested this earlier. Perhaps if you can fool yourself, and more importantly, fool the universe into believing you have less money than you do ... maybe you can live just fine on less money (if "less" is your new income), and use the diverted funds to pay down the debt you'd like to see paid off faster. It's very tough to fool the universe about money. Just as it always sees that your expenses match any rising income ... the reverse is also true. Ever notice how any windfall is quickly taken away by, oh, a car repair suddenly necessary, or a health issue that didn't exist the day before the windfall? Oh, the universe knows ... and is not fooled too easily. But it might be worth a try. OR - - you can forget the live-in LOVER ... and go for the SUGAR DADDY!
	Submit to Quotes

08-27-2007, 10:00 PM	#10
Gemini Cricket ... Join Date: Jan 2005 Posts: 13,244	Apparently there is a Sugardaddy.com somewhere on the internets. I should check it out. My workplace allows us to divert our funds to many different accounts. I may just do that.
	Submit to Quotes