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Old 11-30-2007, 10:00 AM   #1
Nephythys
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Ok- insurance rundown

We have AllState- home and auto. Right now we pay $229 a month for the '99 Montana (paid for) and the newer Monte Carlo (still making payments) I am 35, female, have kids and 2 speeding tickets in the past 3 years. My fiance is 25, male (heehee) and has one speeding ticket and one minor violation at a light in the last 3 years. We own our home (sort of)

My agent told me adding the Honda would add $170 to the monthly bill! $400 a MONTH for insurance????

So I went to Progressive and put in all the details- tickets, ages, etc etc- $269 a month for all three cars!

My agent must have known I was unhappy with the quote- because she is re-writing the policy and told me it would come out much better- but if they can't meet the Progressive quote then I may switch.

Besides Progressive and Geico any other suggestions?
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Old 11-30-2007, 12:55 PM   #2
Alex
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Originally Posted by Nephythys View Post
Besides Progressive and Geico any other suggestions?
Get fewer speeding tickets and don't let 25-year-olds drive your car.

That's all I've got. In the nearly 20 years I've been a driver I've never once been involved in my car insurance coverage decisions.

We have USAA but I have no idea if it is really any good. Doing comparisons would be shopping and that isn't going to happen.
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Old 11-30-2007, 01:02 PM   #3
Nephythys
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Originally Posted by Alex View Post
Get fewer speeding tickets and don't let 25-year-olds drive your car.

That's all I've got. In the nearly 20 years I've been a driver I've never once been involved in my car insurance coverage decisions.

We have USAA but I have no idea if it is really any good. Doing comparisons would be shopping and that isn't going to happen.
That would be suggestions on good insurance companies- thanks

speeding tickets are all dropping off soon- none for a long time but still in 3 year time frame.

We are on the same policy- home and auto-and we sometimes drive each others cars. It's called "life".....though now that my car will not be in the shop all the time we may swap less often.

Besides that- his insurance is going down due to being a homeowner and turning 25.
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