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Old 09-26-2008, 08:50 AM   #91
mousepod
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Quote:
Originally Posted by Morrigoon View Post
Yeah, winter is good. And 20% does seem to be the minimum these days.
Not so. 20% only if you don't want to pay PMI. I happen to know someone with excellent credit who's able to borrow a reasonable amount of money for a home with 10% down.
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Old 09-26-2008, 08:50 AM   #92
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So my bank fell last night or this morning. I went to website this morning and it already says Chase, dam their fast!!
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Old 09-26-2008, 08:51 AM   #93
Morrigoon
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Mousepod:
That's good to hear. But what I'm hearing from consumers is that it's still very difficult to get the banks to loosen their purse strings.
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Old 09-26-2008, 09:02 AM   #94
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Weird, for some reason I haven't figure out yet, all of my meetings today are getting canceled.
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Old 09-26-2008, 09:03 AM   #95
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Quote:
Originally Posted by Alex View Post
Weird, for some reason I haven't figure out yet, all of my meetings today are getting canceled.
See, there IS a upside to your company collapsing.
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Old 09-26-2008, 09:40 AM   #96
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Wow - it's like the "Sh!t hitting the fan" heard around the world.
The defecation is definitely hitting the rotary oscillator!

Quote:
Originally Posted by Morrigoon View Post
Mousepod:
That's good to hear. But what I'm hearing from consumers is that it's still very difficult to get the banks to loosen their purse strings.
It sounds like it is just returning to the banks requiring what the used to (rightfully) require. The reason there is so much trouble is because they were too loose.
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Old 09-26-2008, 09:56 AM   #97
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Originally Posted by Ghoulish Delight View Post
Or the other way to look at it - you actually have to be able to afford a loan to get it.
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It sounds like it is just returning to the banks requiring what the used to (rightfully) require. The reason there is so much trouble is because they were too loose.
Completely agree.

No more stated income or "sure, we can afford the $2500 a month mortgage but we can't afford anything else and live on credit" mortgages.

The rental market has been tightening up as well, credit and income requirements wise.
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Old 09-26-2008, 12:15 PM   #98
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Quote:
Originally Posted by Alex View Post
Weird, for some reason I haven't figure out yet, all of my meetings today are getting canceled.
Quote:
Originally Posted by Ghoulish Delight View Post
See, there IS a upside to your company collapsing.
They're just celebrating the weekend a day early. Or going home to watch the debate.
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Old 09-26-2008, 12:55 PM   #99
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My mother called me. The conversation went like this:

Mom: "If those Democrats don't agree to pass the bail-out, I'm going to lose all my money!"

JW: "Mom, it's the Republicans in Congress that are holding it up."

Mom: "That's not true. The News (meaning Fox News) said it was the Democrats. If they don't agree to it, the stock market will crash!"

JW: "No mom, it's the Republicans in the House."

Mom: "Are you sure? Why would the Democrats want to pass it? They all want us to be communists."


<<Sigh>> She drank the Cool-Aid decades ago....
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Old 09-26-2008, 01:03 PM   #100
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No offense to your mom, but please ask her to forward me the $2,300 it will be costing me to bail her out.
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