Medical insurance- am I being ripped off??

[RStar]

Originally Posted by JWBear

Yes, you're getting ripped-off. The whole country is.

So true!

Ok, this is the rub. The owner of the company decided not to go with the insurance through the HR group because she has health issues that will be pre-existing if she changes. I thought if you are covered from one company and change to another it wouldn't be pre-existing? Also, her Dr won't take the new insurance, which ever one that is (Aetna?), so we are sticking with Blue Shield small groups. People here can't afford the insurance are are cancelling so that the owner can keep her doctor. Nice....

Oh, and we don't have the broker, we are going direct. So we aren't paying a middleman like I thought.

So, for the HMO 15 it's 631 for me plus 676 for my wife! And if I don't pay up, some guy named Franky will come and break my thumbs!