Total Serious Happy Thread

[alphabassettgrrl]

Congrats to the little guy for being done with braces!

[Snowflake]

W2's arrived early, did taxes, filed and awaiting refund(s), in record time. Enough the splurge on something for the apartment and pay off 1 credit card. Squee!

[Moonliner]

Originally Posted by Snowflake

W2's arrived early, did taxes, filed and awaiting refund(s), in record time. Enough the splurge on something for the apartment and pay off 1 credit card. Squee!

Getting a big tax refund is just you providing an interest free loan to the federal and/or state government. You might want to think about adjusting your withholding's for 2012.

[katiesue]

Originally Posted by Moonliner

Getting a big tax refund is just you providing an interest free loan to the federal and/or state government. You might want to think about adjusting your withholding's for 2012.

Having been hosed on taxes multiple times for various reasons, I'd rather give them an interest free loan than have to come up with a large amount I didn't plan on.

(Maddie's Dad was notorious for filling out the with-holding wrong and we'd end up screwed. An employer forgot to withhold anything to the state one year. Unexpected unemployment)

[Snowflake]

Originally Posted by Moonliner

Getting a big tax refund is just you providing an interest free loan to the federal and/or state government. You might want to think about adjusting your withholding's for 2012.

I hear you, but, I've never been known to be a whiz when it comes to smart finances.

As a single person more often than not, I always seem to get hosed at tax time. I have a little extra taken out through the year, just in case.

Maybe this year I will adjust that, I'm just as happy to break even. I just hate coming up with oodles of extra dough if I screw something up.