Losing Getty Center Roulette

[Ghoulish Delight]

Originally Posted by lashbear

OMG!! Glad you're all OK. Sounds like a straightforward case - your insurance won't have any problems repairing the Happy Honda?

Hopefully it will be the SUV driver's insurance that pays. In California, the driver that is determined to be "at fault" is on the hook. These days they get very particular about who's at fault (ask € about being partially responsible for someone else running a red and hitting him), so I'm not holding my breath that they won't say that CP should have been able to stop in time or some such rot and give her partial fault. But either way, we have insurance to cover any portion, so not a problem. Now it's just a matter of determining if whichever insurance company is paying will pay to repair the car or if they'll consider it "totaled" (i.e., the repair costs more than the value of the car), which would suck. Hondas fortunately hold their value so should be alright.

[3894]

Thank heavens you're okay. That was a close call.

Originally Posted by Ghoulish Delight

These days they get very particular about who's at fault (ask € about being partially responsible for someone else running a red and hitting him), so I'm not holding my breath that they won't say that CP should have been able to stop in time or some such rot and give her partial fault.

When a doofus ran a red at 5 a.m. and totaled our Jeep, the police said it was 110% fault of the driver who ran the red. Insurance company said it was 20% my hubbo's fault because somehow he should have anticipated the accident.

Which was crazy and seemed insulting at the time. It was explained to us that no matter what, the victim will be at least 20% at fault, according to the insurance company.