Car advice- - Page 4

BarTopDancer · 11-29-2007, 11:34 PM

I love car buying. It's a game to me.

CoasterMatt · 11-29-2007, 11:39 PM

Best of luck with this whole situation, Nephy

NickO'Time · 11-30-2007, 01:00 AM

We have a Honda Element( Hummer Escape Pod) and the Pilot. I have 66,000 and no problems as of yet. All the maintenance is done, so no issues at all.

The only crappy part is the Windshields on the Element, they crack at the A- frame too easily. I am on my third. Luckily for me, their was a class action lawsuit and I got the first two paid for.

No engine problems whatsoever. Get the Accord, you won't regret it Nephy!

Nephythys · 11-30-2007, 07:21 AM

Ok so here is how it went-

I went to the dealer- test drove the '07 and felt like a sardine. The '07 is 3.5 cubic feet smaller inside than the '08. Ok- so now I know I want the '08- now, let's talk $$.

The sales guy asked me what rate I was offered through my employer- 7.5 says I- wow, can't beat that says he. Ok, let's call them up and get the money flowing. Then in the middle of the process he asks again - if they can meet the same rate would I finance through them? Ok says I-

He came back with two offers for me- 7.5% for 60 months, payment was like $447- other offer was 8% for 72 months payment was $407. I did go with the longer term-I can pay additional amounts anytime as well. I added Honda Care- which gets me a rental when the car is in the shop, towing, etc etc- resist-all- which will scotch gard the inside of my car (with kids it makes good sense) and GAP insurance- and got a Clear Mask (clear bra) for free. (hahaha)

She's beautiful- royal blue pearl, grey interior. Roomy and just---swoon- beautiful. I'm sold on their service and sold on the product as well-

Am I freaking a new payment- yeah, a little. I have purpose behind all this-and soon it won't be freaky, it will be fine. Actually registration scares me the most

Trying to grab a picture.....yeah....

wendybeth · 11-30-2007, 09:36 AM

Congrats!!! I understand the car payment freakout, but it sounds like you got a good deal on a great car.

Nephythys · 11-30-2007, 09:39 AM

Oh yeah- forgot that- they dropped the price $710 as well- not huge but for a brand new car?

woot!

Kevy Baby · 11-30-2007, 10:00 AM

Congrats on the new wheels - enjoy!

Nephythys · 11-30-2007, 10:00 AM

Ok- insurance rundown

We have AllState- home and auto. Right now we pay $229 a month for the '99 Montana (paid for) and the newer Monte Carlo (still making payments) I am 35, female, have kids and 2 speeding tickets in the past 3 years. My fiance is 25, male (heehee) and has one speeding ticket and one minor violation at a light in the last 3 years. We own our home (sort of)

My agent told me adding the Honda would add $170 to the monthly bill! $400 a MONTH for insurance????

So I went to Progressive and put in all the details- tickets, ages, etc etc- $269 a month for all three cars!

My agent must have known I was unhappy with the quote- because she is re-writing the policy and told me it would come out much better- but if they can't meet the Progressive quote then I may switch.

Besides Progressive and Geico any other suggestions?

BarTopDancer · 11-30-2007, 10:28 AM

I love my State Farm Agent. I was happy with 21st Century when I had them but when I moved my rates went up due to the zip code (no longer an issue in CA). I didn't like Mercury - but that was related to my agent.

NirvanaMan · 11-30-2007, 11:12 AM

Don't get Mercury, it's garbage insurance. You can try AAA, not that I am partial, but it did honestly give me my best rate and that's why I switched to them 3 years ago. They saved me almost a grand over what I was paying through my Ford Motor Company discounted program and as a nice bonus, I got a few hundred dollar dividend check at the end of the year. Nice.

The tickets will hurt you though.

11-29-2007, 11:34 PM	#31
BarTopDancer Prepping... Join Date: Jan 2005 Location: Here, there, everywhere Posts: 11,405	I love car buying. It's a game to me. __________________ Spork is the new MacGyver Postcards From My Edge
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11-29-2007, 11:39 PM	#32
CoasterMatt BRAAAAAAAINS! Join Date: Jan 2005 Location: One Step Beyond... Posts: 8,802	Best of luck with this whole situation, Nephy __________________ Do you like my photography? Visit photosbymatt.tumblr.com to purchase prints!
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11-30-2007, 01:00 AM	#33
NickO'Time Missed it by that much.. Join Date: May 2005 Posts: 678	We have a Honda Element( Hummer Escape Pod) and the Pilot. I have 66,000 and no problems as of yet. All the maintenance is done, so no issues at all. The only crappy part is the Windshields on the Element, they crack at the A- frame too easily. I am on my third. Luckily for me, their was a class action lawsuit and I got the first two paid for. No engine problems whatsoever. Get the Accord, you won't regret it Nephy! __________________ Yeah, right.
	Submit to Quotes

11-30-2007, 07:21 AM	#34
Nephythys Yeah, that's about it- Join Date: Jan 2005 Location: In a state of constant crap to get done Posts: 2,688	Ok so here is how it went- I went to the dealer- test drove the '07 and felt like a sardine. The '07 is 3.5 cubic feet smaller inside than the '08. Ok- so now I know I want the '08- now, let's talk $$. The sales guy asked me what rate I was offered through my employer- 7.5 says I- wow, can't beat that says he. Ok, let's call them up and get the money flowing. Then in the middle of the process he asks again - if they can meet the same rate would I finance through them? Ok says I- He came back with two offers for me- 7.5% for 60 months, payment was like $447- other offer was 8% for 72 months payment was $407. I did go with the longer term-I can pay additional amounts anytime as well. I added Honda Care- which gets me a rental when the car is in the shop, towing, etc etc- resist-all- which will scotch gard the inside of my car (with kids it makes good sense) and GAP insurance- and got a Clear Mask (clear bra) for free. (hahaha) She's beautiful- royal blue pearl, grey interior. Roomy and just---swoon- beautiful. I'm sold on their service and sold on the product as well- Am I freaking a new payment- yeah, a little. I have purpose behind all this-and soon it won't be freaky, it will be fine. Actually registration scares me the most Trying to grab a picture.....yeah....
	Submit to Quotes

11-30-2007, 09:36 AM	#35
wendybeth Nevermind Join Date: Jan 2005 Posts: 7,847	Congrats!!! I understand the car payment freakout, but it sounds like you got a good deal on a great car. __________________
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11-30-2007, 09:39 AM	#36
Nephythys Yeah, that's about it- Join Date: Jan 2005 Location: In a state of constant crap to get done Posts: 2,688	Oh yeah- forgot that- they dropped the price $710 as well- not huge but for a brand new car? woot!
	Submit to Quotes

11-30-2007, 10:00 AM	#37
Kevy Baby Chowder Head Join Date: Jan 2005 Location: Yes Posts: 18,500	Congrats on the new wheels - enjoy! __________________ The thing about quotes on the internet is that you cannot verify their validity. - Abraham Lincoln
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11-30-2007, 10:28 AM	#39
BarTopDancer Prepping... Join Date: Jan 2005 Location: Here, there, everywhere Posts: 11,405	I love my State Farm Agent. I was happy with 21st Century when I had them but when I moved my rates went up due to the zip code (no longer an issue in CA). I didn't like Mercury - but that was related to my agent. __________________ Spork is the new MacGyver Postcards From My Edge
	Submit to Quotes

11-30-2007, 11:12 AM	#40
NirvanaMan Making Change Happen Join Date: Jan 2005 Posts: 990	Don't get Mercury, it's garbage insurance. You can try AAA, not that I am partial, but it did honestly give me my best rate and that's why I switched to them 3 years ago. They saved me almost a grand over what I was paying through my Ford Motor Company discounted program and as a nice bonus, I got a few hundred dollar dividend check at the end of the year. Nice. The tickets will hurt you though.
	Submit to Quotes